:root {
  --navy: #13294b;
  --navy-2: #1d3a66;
  --accent: #1f8a70;
  --accent-dark: #17694f;
  --ink: #1c2430;
  --muted: #5b6676;
  --line: #e3e7ee;
  --bg: #ffffff;
  --bg-soft: #f5f7fa;
  --radius: 10px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.65;
  font-size: 17px;
}
a { color: var(--accent-dark); }
.wrap { max-width: 1080px; margin: 0 auto; padding: 0 20px; }
.narrow { max-width: 760px; }
h1, h2, h3 { font-family: "Source Serif 4", Georgia, serif; line-height: 1.2; color: var(--navy); margin: 0 0 .5em; }
h1 { font-size: clamp(2rem, 5vw, 2.9rem); }
h2 { font-size: clamp(1.5rem, 3.4vw, 2rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1em; }

/* Header */
header.site { position: sticky; top: 0; z-index: 10; background: rgba(255,255,255,.97); border-bottom: 1px solid var(--line); }
header.site .wrap { display: flex; align-items: center; justify-content: space-between; height: 68px; gap: 16px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy); font-weight: 700; }
.brand svg { flex: none; }
.brand span small { display: block; font-weight: 500; font-size: .72rem; color: var(--muted); letter-spacing: .08em; text-transform: uppercase; }
nav.links { display: flex; gap: 20px; align-items: center; }
nav.links a { color: var(--ink); text-decoration: none; font-weight: 500; font-size: .93rem; }
nav.links a:hover { color: var(--accent-dark); }
@media (max-width: 900px) { nav.links a:not(.btn) { display: none; } }

.btn { display: inline-block; background: var(--accent); color: #fff !important; text-decoration: none; padding: 12px 22px; border-radius: 999px; font-weight: 600; border: 0; cursor: pointer; font-size: 1rem; }
.btn:hover { background: var(--accent-dark); }
.btn.ghost { background: transparent; border: 1.5px solid rgba(255,255,255,.7); }
.btn.ghost:hover { background: rgba(255,255,255,.1); }

/* Hero */
.hero { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%); color: #fff; padding: 80px 0 72px; }
.hero.small { padding: 52px 0 46px; }
.hero h1 { color: #fff; max-width: 820px; }
.hero p.lead { font-size: 1.17rem; max-width: 680px; color: #dbe4f1; }
.hero .ctas { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 26px; }
.hero .area { margin-top: 30px; font-size: .92rem; color: #b8c6dc; }
.hero .area a { color: #fff; }
.crumbs { font-size: .85rem; color: #b8c6dc; margin-bottom: 14px; }
.crumbs a { color: #dbe4f1; text-decoration: none; }
.crumbs a:hover { text-decoration: underline; }

section { padding: 64px 0; }
section.soft { background: var(--bg-soft); }
.section-intro { max-width: 700px; color: var(--muted); margin-bottom: 32px; }

/* Cards and grids */
.grid { display: grid; gap: 18px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
.card p { color: var(--muted); margin: 0; }
.card .num { width: 36px; height: 36px; border-radius: 50%; background: var(--navy); color: #fff; display: grid; place-items: center; font-weight: 700; margin-bottom: 14px; }
a.card { text-decoration: none; color: inherit; transition: border-color .15s, transform .15s; }
a.card:hover { border-color: var(--accent); transform: translateY(-2px); }
a.card h3 { margin-bottom: .3em; }
.towns { display: grid; gap: 12px; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); }
.towns a, .towns span { display: block; padding: 14px 16px; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; text-decoration: none; font-weight: 600; color: var(--navy); }
.towns a:hover { border-color: var(--accent); }
.towns span { color: var(--muted); font-weight: 500; }

.options { display: grid; gap: 16px; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.option { border: 1px solid var(--line); border-left: 4px solid var(--accent); background: #fff; padding: 20px 22px; border-radius: 0 var(--radius) var(--radius) 0; }
.option p { color: var(--muted); margin: 0; }
.notice { margin-top: 26px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 20px 22px; }

ul.checks { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
ul.checks li { padding-left: 34px; position: relative; }
ul.checks li::before { content: ""; position: absolute; left: 0; top: 3px; width: 22px; height: 22px; border-radius: 50%; background: var(--accent) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/14px no-repeat; }
ul.checks li strong { display: block; color: var(--navy); }
ul.checks li span { color: var(--muted); }

/* Article / guide prose */
.prose h2 { margin-top: 1.6em; }
.prose h3 { margin-top: 1.3em; }
.prose ul, .prose ol { padding-left: 1.3em; margin: 0 0 1em; }
.prose li { margin-bottom: .45em; }
.answer { background: var(--bg-soft); border-left: 4px solid var(--navy); padding: 16px 20px; border-radius: 0 var(--radius) var(--radius) 0; margin: 0 0 1.2em; }
.meta-line { font-size: .88rem; color: var(--muted); margin-bottom: 1.6em; }
.facts { width: 100%; border-collapse: collapse; margin: 0 0 1.4em; font-size: .96rem; }
.facts th, .facts td { text-align: left; padding: 10px 12px; border-bottom: 1px solid var(--line); vertical-align: top; }
.facts th { color: var(--navy); width: 36%; background: var(--bg-soft); }
.sources { font-size: .88rem; color: var(--muted); }
.sources a { word-break: break-word; }
.cta-box { background: var(--navy); color: #dbe4f1; border-radius: var(--radius); padding: 28px; margin: 2em 0; }
.cta-box h2, .cta-box h3 { color: #fff; margin-top: 0; }
.cta-box .btn { margin-top: 6px; }

/* FAQ */
details { border-bottom: 1px solid var(--line); padding: 18px 0; }
details summary { cursor: pointer; font-weight: 600; color: var(--navy); list-style: none; display: flex; justify-content: space-between; gap: 16px; }
details summary::-webkit-details-marker { display: none; }
details summary::after { content: "+"; font-size: 1.4rem; line-height: 1; color: var(--accent); }
details[open] summary::after { content: "\2013"; }
details p { margin: 12px 0 0; color: var(--muted); }

/* Contact */
.contact-grid { display: grid; gap: 40px; grid-template-columns: 1fr 1.2fr; }
@media (max-width: 820px) { .contact-grid { grid-template-columns: 1fr; } }
.contact-info p { margin: 0 0 14px; }
.contact-info .label { font-size: .8rem; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); display: block; }
.contact-info a { font-size: 1.15rem; font-weight: 600; text-decoration: none; }
form { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; }
.row { display: grid; gap: 14px; grid-template-columns: 1fr 1fr; }
@media (max-width: 560px) { .row { grid-template-columns: 1fr; } }
label { display: block; font-size: .9rem; font-weight: 600; margin-bottom: 6px; color: var(--navy); }
input, textarea, select { width: 100%; padding: 11px 12px; border: 1px solid #cfd6e1; border-radius: 8px; font: inherit; font-size: 1rem; background: #fff; color: var(--ink); }
textarea { min-height: 100px; resize: vertical; }
.field { margin-bottom: 14px; }
.consent { display: flex; gap: 10px; align-items: flex-start; font-size: .82rem; color: var(--muted); margin: 6px 0 18px; font-weight: 400; }
.consent input { width: auto; margin-top: 4px; }
.hidden { display: none; }

footer { background: var(--navy); color: #b8c6dc; padding: 44px 0 36px; font-size: .9rem; }
footer strong { color: #fff; }
footer a { color: #dbe4f1; }
footer .cols { display: grid; gap: 28px; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); }
footer ul { list-style: none; padding: 0; margin: 0; }
footer li { margin-bottom: 6px; }
footer .fine { margin-top: 26px; border-top: 1px solid rgba(255,255,255,.12); padding-top: 18px; font-size: .8rem; color: #93a3bd; }