Hudson County sheriff's sales: a homeowner's guide

Last reviewed September 29, 2026 by City Line Strategic Solutions LLC. This guide is general information, not legal advice. Rules and schedules can change, so confirm details with the Sheriff's Office or an attorney.

When and where are Hudson County sheriff's sales held?

Hudson County sheriff's sales are held twice a month on Thursdays at 2:00 PM in Room 201B of the Hudson County Administration Building, 595 Newark Avenue, Jersey City. Bidder registration runs from 1:00 to 2:00 PM. The Sheriff's Office posts upcoming sales online, and many listed sales are postponed before they happen.

Location	Room 201B, Hudson County Administration Building, 595 Newark Ave, Jersey City, NJ
Time	2:00 PM, registration 1:00 to 2:00 PM
Frequency	Two Thursdays per month
Sheriff's business office	257 Cornelison Ave, Jersey City · (201) 795-6300

How do I find my sale date?

The Hudson County Sheriff lists every scheduled foreclosure sale on the CivilView website, which is updated on weekdays. Search by your address, your name, or the sheriff's number on your notice. Each listing shows the sale date, the lender's attorney, the judgment amount, and a history of any postponements.

1. Go to the Hudson County sales listing on CivilView.
2. Search by address, defendant name, or sheriff's number.
3. Click View Details to see the judgment, the estimated opening bid (the "upset price"), the plaintiff's attorney and phone number, and the status history.

Notices are also published at njpublicnotices.com. If you can't find your case, call the Sheriff's business office.

Can I postpone the sale?

Usually, yes, a limited number of times. New Jersey law (N.J.S.A. 2A:17-36) allows the sheriff to grant up to five adjournments: two at the lender's request, two at the homeowner's request, and one by agreement, each for up to 30 days. A court can order more for good cause. Ask the Sheriff's Office how to request one, and do it before the sale date.

Postponements buy time, but interest, fees, and costs usually keep growing. Use the extra weeks to work on a real solution: a loan modification, mediation, refinancing, or a sale.

Does applying for a loan modification stop the sale?

It can, if the timing is right. Federal servicing rules may require a lender to pause a sale when a complete loss-mitigation application is received well before the sale date. The rules are technical and deadlines matter, so talk to a HUD-approved housing counselor or an attorney as soon as possible.

What is foreclosure mediation?

New Jersey's courts run a free foreclosure mediation program for owner-occupied homes with one to four units. A neutral mediator meets with you and your lender to look for alternatives to foreclosure. You generally ask for mediation within 60 days of being served with the foreclosure complaint, and later requests may still be possible.

What happens right after the sale?

The sale is not final the moment the gavel falls. For 10 days after a sheriff's sale, a homeowner can generally object or redeem the property by paying the full amount due. After that, the buyer receives the deed and can ask the court for a writ of possession, and the Sheriff schedules a removal date.

At the sale, the winning bidder pays a 20% deposit by certified or cashier's check and the balance within 30 days. That's one reason auction bids are often below market value, and why selling before the sale can protect your equity.

If my house sells for more than I owe, do I get the extra money?

Possibly. When a sheriff's sale brings in more than the debt and costs, the extra ("surplus funds") is deposited with the Superior Court Trust Fund. Former owners and other lienholders can apply to the court to claim it. The Trust Fund Unit confirms the amount first. Unclaimed money can eventually pass to the state, so don't wait.

Can I still sell my house if a sale date is set?

Generally, yes, up until the sale. The sale must pay off the mortgage and other liens, or the lender must approve a short sale. If you have equity, selling first usually leaves you with more money than an auction. If your home is owner-occupied and in foreclosure, New Jersey law gives you extra protections when you sell to an investor, described below.

Your protections when selling to an investor during foreclosure

New Jersey's Foreclosure Rescue Fraud Prevention Act protects owner-occupants of one- to six-unit homes in foreclosure. Among other things, contracts for these sales must be in writing and include specific notices, and you have a legal right to cancel for a period after signing. Anyone buying your home should explain those rights before you sign. We do, and we welcome your attorney's review.

Be cautious of anyone who charges an upfront fee to "stop" a foreclosure, asks you to sign your deed over while promising you can rent it back or buy it back later, or tells you not to talk to your lender or a lawyer.

Free help in Hudson County

• HUD-approved housing counselors: 1-800-569-4287
• The Waterfront Project (listed on the Sheriff's website): (551) 256-7578
• NJ Housing and Mortgage Finance Agency: 609-278-7508
• Legal Services of New Jersey: free civil legal help for eligible residents

City Line Strategic Solutions LLC is a private buyer and is not affiliated with the Hudson County Sheriff's Office, any court, or any lender.